Personal injury can take many different forms, and it’s important you know when you can sue for personal injury versus when you can’t. Did you know that your state of emotional distress during a traumatic event is a type of personal injury? It can be compounded further if you have a physical injury on top of that. There are a number of other situations included in personal injury law. But when can you sue?
Whenever negligence is the cause of an injury, you have the right to compensation. There are many types of personal injury cases: car accidents, slips and falls, medical malpractice, defamation (when a person or organization lies about your or your business, which could cut into your financial bottom line), assault and battery, and dog bites.
Some states have no-fault rules at work that would prohibit you from suing for personal injury after a car crash. In some cases you might also be prohibited from suing when injured at your job. Some municipalities will limit the amount of compensation you can receive after an injury caused by a state employee. Negligence in these situations is why you need a personal injury attorney to navigate you through the legal mess they create.
Most workplaces have access to Workers’ Compensation, which is a pool of money for use when an employee is hurt. Depending on how bad the injury is, there may be disability payments included in the package. If you believe your employer’s negligence caused an accident which left you hurt or disabled, then you should still contact an attorney to explore your options.
When you get hurt because of a government employee’s negligence, you might need to file an injury claim with the government in order to receive any kind of compensation. Sometimes there are strict time limits on when you can do this, so work quickly. Some government employees have a type of immunity which protects them from private lawsuits.
When you get into a car accident in a no-fault state, your options are cut in half. That means you have to get compensation from your own insurance provider in the form of PIP or Personal Injury Protection. It covers lost wages and medical bills. Beware that your insurance limitations will determine how much compensation you can receive. For exceptions to this rule, contact a personal injury attorney.